Logo
0%
Get a no cost, no commitment assessment
Logo
About
Services
Calculators
Financial Literacy
NRI Hub Contact Us Refer Us
Log in or Create Account Get Free Assessment
Education Savings Mobile Background

Education Savings

Your child's future is limitless. Can you afford their dream?

Education is the ultimate gift you can give your child. Ensure their brightest future is always within reach, no matter the cost.

Schedule my FREE Clarity Call

Education in India and abroad is getting, expensive year after year, stay prepared!

Image 1 Image 2 Image 4 Image 3

The Rising Cost

The cost of education is on a constant rise whether it’s primary, secondary, higher secondary college fees. Without a dedicated investment plan, providing your child with the quality education they deserve can seem like a daunting challenge. Don’t let money be the cause of an unfulfilled dream

Your Blueprint

A great education isn’t a matter of luck, it’s a matter of foresight. We’ll help you to create a personalized savings and investment blueprint that secures your child’s future. It’s about building a strong financial foundation that guarantees them access to the best opportunities in India or abroad.

Did you Know?

An undergraduate degree in US schools costs over ₹ 1 Crore

According to a report by theworldgrad.com, Indian students pay over ₹1 crore for a 4-year degree including tuition fees, living expenses, visa fees, health insurance, airfare etc. based on the university, location, and lifestyle choices.

About
Education Savings

Investing in your next generation

With education inflation often outpacing general cost-of-living increases, starting early is the greatest advantage a parent can have. We help you estimate the future costs of higher education and facilitate the setup of goal-based portfolios that leverage the power of compounding. By creating a clear demarcation for these funds, we help you stay on track to meet your children’s academic milestones without compromising your other financial needs.

Watch more Videos

Our Approach

We believe a great education savings plan starts with a clear vision. Here’s how we turn that vision into a reality.

Define Your Vision

We start by understanding your goals. Tell us about your child's age, your target education milestone, and the kind of future you envision for them. This vision is going to be the roadmap.

Build a Strategic Plan

We'll help you craft a comprehensive savings strategy. From consistent SIPs to smart lump-sum investments, we’ll guide you tobuild a plan that is designed to meet your target corpus and outpace inflation.

Monitor Their Growth

Your child’s journey is always evolving. We’ll be with you every step of the way, monitoring your savings progress and adapting your plan as your life and the market evolve.

Your Advantage

When you partner with us, rest assured you are in highly capable hands.

Couple checking phone

Regulated & Reliable

Our team is registered and regulated by authorities like AMFI and SEBI, ensuring we operate with the highest standards of integrity.

Experienced & Knowledgeable

Our team is well-qualified and experienced across all aspects of personal finance, from wealth creation to risk management.

Goal-Oriented Partnership

We are fully aligned with your goals and interests, not with pushing random products. Because, our success is tied to yours.

Kind & Human

We offer a non-judgmental space for your financial questions and concerns, because everyone deserves a partner who is both an expert and a guide.

Did you Know?

IIM MBA fees now commonly range from ₹20 to ₹30 lakhs

According to a report by YourStory, in August 2022, the Reserve Bank of India (RBI) reported that the total student debt in India was a whopping Rs 145,785 crore (about $17.6 billion) and borrowers are having troubles repaying their loans.

The Peace of Mind You Deserve

Securing your child's education is a journey that requires foresight and confidence. We help you find peace of mind by providing clarity on two of the biggest challenges every parent faces.

Meditating woman

Estimate your Goal

Stop guessing and start planning. Knowing the approximate cost of your child's future education is the first step toward building a reliable savings strategy. Turn your dream into a specific, achievable goal.

Outpace inflation

The cost of education rises every year. You need to build a plan designed to ensure your savings don't just grow, but grow faster than inflation. With a smart strategy, you can protect your child's future from an invisible, rising challenge.

Use our Calculators

It’s time to take Control

Let's have a conversation about your child's future. Our free clarity call is the perfect opportunity to discuss your vision and explore how you can build a personalized plan to achieve it

Schedule my FREE Clarity Call

Partners for all your goals

We’ll guide and support you though all money moments and milestones.

Manage money better

Go on a Dream Vacation

Eliminate money stress

Educate your children

Change career or job

Trim and wipe out debt

Save and invest smarter

Buy your dream home

Frequently Asked Questions

Everything You Need to Know

The amount to save depends entirely on your financial situation and goals. Factors like your current income, desired future education (domestic vs. abroad), and the time until your child’s enrollment all play a crucial role. Professional guidance can help you build a personalized savings plan that aligns with your specific needs and constraints
The cost of studying abroad varies significantly based on the country, city, university, and the course of study. USA: Averages can range from ₹28-58 Lakhs per year. Costs can vary widely between public and private universities. UK: The total cost can range from ₹15-30 Lakhs annually. London is generally more expensive than other parts of the UK. Canada: The average annual cost is between ₹15-30 Lakhs, depending on the province and university
The cost of these courses varies significantly based on the type of institution. For a full degree, the approximate cost ranges are: Engineering: A degree from a government college can cost from ₹2 lakhs, while a private institution can range from ₹5 to over ₹15 lakhs. Medical (MBBS): A government college can cost between ₹2-10 lakhs, while a private college can range from ₹40 lakhs to over ₹1 crore. MBA: Costs for an MBA from a government or lesser popular B-school can range from ₹2-10 lakhs, while an MBA from IIM or other B-schools colleges can cost from ₹15 to over ₹30 lakhs.
The cost of higher education typically rises faster than the general inflation rate. This is known as educational inflation. When planning for your child’s future education, it is essential to factor in this higher inflation rate to ensure your savings keep pace and you are not left with a significant funding gap
Inflation can quietly erode the value of your savings. A common strategy to combat this is to invest in instruments like mutual funds that have the potential to earn returns that are higher than the inflation rate, ensuring your money's purchasing power grows over time.
Estimating the future cost requires considering the current cost of the desired education and then applying an assumed rate of educational inflation over the number of years until your child begins college. Financial planning tools and calculators can help you with this projection. A financial advisor can also provide a more precise calculation and help you build a plan to meet that target.
It’s never too late to start. The best time to start is now. The earlier you begin, the more time your investments have to grow. Even small, consistent contributions can compound into a significant amount over a long period.
Yes, these are popular and safe options. They offer tax benefits and guaranteed returns, making them a good foundation for your savings. However, their returns and liquidity may have limitations in comparison to other investment options like mutual funds, so it's wise to consider them as part of a larger, diversified strategy.
Balancing multiple financial goals requires prioritization and careful planning. You should assess all your objectives, such as retirement savings, homeownership, and your child’s education. A financial advisor can help you create a comprehensive financial plan that allocates your savings efficiently across all your goals, ensuring you are on track to achieve each one
It's wise to maintain a separate emergency fund for unforeseen circumstances. This ensures you can handle crises without compromising your child's education fund.
Schedule Free clarity call